← All work
08/2018 · 01/2021Sicoob · iCTS

Sicoob:three productsbuilt from scratch

At Sicoob's innovation lab, I designed the Pix app, Sicoob Poupança and Sicoob Moob end to end. All three are still in production.

Role

UX/UI Designer

Products

Pix, Sicoob Poupança and Sicoob Moob

Scope

Research, visual identity, UI and testing

Platform

Hybrid apps (Ionic) and back office

Sicoob Poupança welcome screen
Poupança
Cooperative events in Sicoob Moob
Moob
Cards in Sicoob Poupança
Poupança
Assembly voting in Sicoob Moob
Moob
Bill generated in Sicoob Poupança
Poupança
Screens in Portuguese.
The problem

One of Brazil's largest cooperative financial systems needed digital products for audiences with very different levels of comfort with technology.

What I did

In the innovation lab, I designed three new products end to end: the Pix app, Sicoob Poupança and Sicoob Moob. Research, visual identity, UI, testing and implementation follow-up.

Before → after
Before: savings-only customers had an internet bank with few features, and members were distant from their cooperative.After: three products still in production, one with 230K users and two awards.
01 · Context

One innovation lab, three products from scratch

From 2018 to 2021, I worked at the innovation lab serving Sicoob. All three products shared one challenge: turning the needs of people with very different digital skills into simple interfaces, bridging users and the business.

02 · Sicoob Poupança

Before designing, measuring whether the product made sense

Part of Sicoob's base only used savings and had an internet bank with very few features. The idea was an app to move invested money and follow its growth.

I wanted to know if the product had real potential. We sent a digital survey to 5,000 people in the target audience and got 292 responses in one week: they could not move money online and had chip cards the project would support. The survey changed decisions across every area involved.

From the data, I created one main persona, aged 18 to 35, and four secondary ones that guided the team's decisions.

Main Sicoob Poupança persona
Usability test heatmap

Testing before launch

Since this would be these customers' first contact with Sicoob's digital services, I tested four paths remotely on Maze with 84 people matching the persona. Tests revealed unnecessary menu buttons and confusing terms. The flows, on the other hand, did well, with an average usability score of 65%.

The decision: keep the clean style and the one question per screen forms, which performed best, and cut what confused people.

First version and final version of the Sicoob Poupança home
First and final versions of the home, after testing.
03 · Sicoob Moob

A channel that makes members feel like owners

With communication going digital, Sicoob needed to keep members close to their cooperative. Moob was born as a relationship channel: news, events, assembly voting and cooperative life in one place.

The project needed an identity to present to the board. I proposed the name and the brand, and it was approved unanimously. Then came the persona, flows including the back office, and many whiteboard wireframes before the UI.

Moob wireframes drawn on a whiteboard
Three versions of the Moob home across iterations

The test that almost did not happen

The deadline was tight and everything pointed to launching untested. I negotiated a format that would not slow the team down: a moderated field test before launch and another in the first weeks. In total, 74 people, members and staff who serve the public.

The tests changed button positions, information hierarchy and copy. In the final UI, I kept a clean style that always highlights the main object on each screen, with splash animations and feedback that users praised.

04 · Pix

The Pix app, also from scratch

At the same lab, I designed Sicoob's Pix app with the same cycle of research, prototyping, testing and implementation follow-up with Product and Engineering. It is still in production.

05 · Results

Three products still live today

Before

Few features for savings-only customers, and members distant from their cooperative.

After

Three products in production, with national adoption and industry recognition.

Metrics: users and downloads, plus two awards in the Digital Transformation category.
230KSicoob Moob users
34KSicoob Poupança downloads
2awards in 2019: eFinance and Banking Report
3products built from scratch, still in production
292survey responses in one week
158people in usability tests (84 + 74)
211screens designed for Poupança
323prototypes for Moob
06 · Learnings

The project that taught me the most

  • I work with people, not screens. In Moob's field test I heard complaints, praise and plenty of "no". That is where it clicked.
  • Testing fits any deadline if the format is designed not to block the team.
  • Simplicity has to be proven. One question per screen looked slow on paper and worked best for people new to digital.